The gender investment gap means that women invest less in the capital market than men. This is the case in most Western countries and is linked to the gender pay gap and different risk aversions of men and women. However, Prof. Niessen-Ruenzi also emphasizes the role of the parental home, where financial topics are often discussed more with boys than with girls. In order to further close the gender investment gap, something needs to change in education. So-called finfluencers can also help to make the topic more present in the general population – for more reliable information, Prof. Niessen-Ruenzi recommends taking courses at adult education centers. When women are active on the capital market, they are on average just as successful as men, but they often have less income available for investment. This fact is linked to problems in society as a whole, such as a lack of childcare and the so-called part-time trap, and means that women on average receive a lower pension than men. In addition to state interventions that can counteract this, Prof. Niessen-Ruenzi recommends that women themselves address financial issues and plan their pension provision.
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